Personal Loans from $5,000 to $70,000

A personal loan is a fast and simple way to obtain funds that can be used for a wide range of purposes. They are a great way to achieve your dreams and manage life's unexpected challenges. Personal loans from AAA Finance range from $5,000 to $70,000. Find out how you can use a personal loan to either improve your financial situation or achieve your goals.

What can Personal Loans be used for?

A personal loan is a versatile financial tool that can help individuals achieve a variety of goals.

1. Debt Consolidation

One of the most common reasons people opt for personal loans is debt consolidation. If you have multiple high-interest debts, such as credit card balances or payday loans, a personal loan can be used to pay them off. By consolidating your debts into a single, lower-interest personal loan, you can simplify your finances and potentially reduce the total interest you'll pay over time.

2. Home Improvements

Home improvement projects can enhance the value and comfort of your home. Personal loans provide a way to fund these projects, whether you're renovating your kitchen, adding an extra bedroom, or upgrading your outdoor space with a swimming pool. These improvements can increase the resale value of your property or simply make your home a more enjoyable place to live.

3. Education and Training

Investing in your education or career development is another smart use of a personal loan. Whether you're pursuing a degree, attending a workshop, or acquiring a professional certification, the funds from a personal loan can cover tuition and related expenses. This investment can lead to better job opportunities and increased earning potential.

4. Wedding Expenses

Weddings can be expensive affairs, and many couples turn to personal loans to finance their special day. Whether it's covering venue costs, catering, or a honeymoon, a personal loan can ensure you have the wedding of your dreams without emptying your savings.

5. Medical Expenses

Unforeseen medical expenses can place a significant financial burden on individuals and families. Personal loans can help cover these costs, whether it's for a major surgery, dental work, cosmetic procedures or other medical bills. Using a personal loan can provide peace of mind during a difficult time without draining your savings or relying heavily on high-interest credit cards.

6. Dream Holiday

Travel is a source of joy and enrichment for many people. Personal loans can help you take that dream vacation or explore new destinations. Whether you want to go on a luxurious cruise, backpack through Europe, or simply take a break from your routine, a personal loan can provide the necessary funds.

7. Starting a Small Business

Entrepreneurs and small business owners often turn to personal loans to kickstart their business ventures. This option can be especially attractive if you're starting a small business and need capital quickly. However, it's important to be cautious and consider the risks associated with using personal loans for business purposes.

8. Emergency Expenses

Life is unpredictable, and emergencies can arise at any time. Personal loans can serve as a financial safety net, helping you cover unexpected expenses such as car repairs, urgent home repairs, or medical emergencies when your savings fall short.


How much can I borrow?

Personal loans can range from $5,000 to $70,000.

AAA Finance has access to a broad range of lenders meaning we can secure you the lowest interest rate possible.

If you are considering a personal loan for a car, motorbike or caravan a consumer loan may be a more cost effective solution. Our finance experts will determine the best finance solution to suit your individual circumstances.

Secured Personal Loans v's Unsecured Personal Loans

AAA Finance and Insurance offers both Secured Personal Loan and Unsecured Personal Loan options.

A secured personal loan is when an asset is used as security against the loan. This type of personal loan has a lower interest rate than an unsecured personal loan. This is due to there being less risk to the lender. If for some reason you cannot make the loan repayments then the lender has the option to sell the asset to recoup the money lent.

An unsecured loan does not hold any asset as security against the loan.

How to apply for Personal Loans

AAA Finance offers a quick and easy loan approval process.  An over-the-phone loan application takes 5 or so minutes. And most loans are approved within 24 hours!

Call to talk to one of our Experienced Finance Experts today on (07) 5493 1222.

Or enquire online now using our Quick Loan Enquiry Form and one of our finance team will contact you to discuss your personal loan requirements.

Personal Loans Calculator

Use our Personal Loan Calculator to estimate either your fortnightly or monthly repayments for your personal loan. You will need to know approximately how much finance you want. You will also need to provide an estimate of your interest rate. Your interest rate will depend on your previous credit history. Lastly you will need to input the term of the loan. Personal loan terms can vary from 1 to 7 years.

Tammy Davies
Tammy Davies
27 April 2024
Excellent service provided from start to finish, Jaime kept us informed through each step. Would highly recommend. Very easy to deal with, having financed with car dealers many times, this was a seamless process and AAA ensured they secured the best deal for us.
David Marjoribanks
David Marjoribanks
17 April 2024
Jason Barry and the team at AAA Finance were great throughout what became a complex process in arranging settlement on finance for a vehicle. Jason’s continued efforts to resolve some unexpected issues and constant follow up ensured the finance settled. Without his great work it could easily have fallen over. Even the fleet company who sold the vehicle to me were singing his praises ! Thanks Jason. Will be using Jason and AAA Finance on my next purchase for sure !
Deborah Gibson-Campbell
Deborah Gibson-Campbell
2 April 2024
Exceptional service by Jason yet again. I have been engaging Jason for many years now, whenever I have used financial services for purchases and he has always obtained a great loan package for myself.
Samantha Holder
Samantha Holder
2 April 2024
Big thanks to Jason Barry at AAA Finance! From beginning to end, Jase ensured that purchasing our 2021 Jayco Work N Play was smooth and hassle-free. Even though we initially received approval with a higher interest rate, he persevered and secured a much better rate for us. He maintained excellent communication throughout the entire process. I highly recommend Jason to anyone. Thank you Jase for your outstanding service!!
Jemma Pudwell
Jemma Pudwell
15 February 2024
We have used Jase from AAA Finance twice in the last 12 months, and he has been great to deal with. Communication was great, he was very proactive especially if anything may come up and were very quick in getting it all sorted in the best possible way to suite our situation. Highly recommend and will use Jase again in the future.
Ryan Smith
Ryan Smith
14 February 2024
Just finished my process with Ray from AAA finance. The man is unbelievably genuine and taught me so much throughout the process. This wasn't just about securing my finance and Ray showed that through immaculate service. Ray has educated me and shed light onto future projects only confirming where I'll be taking my business in the future. Absolutely phenomenal and wouldn't even consider using anyone else. Thanks again Ray!
Wayne Roby
Wayne Roby
29 January 2024
AAA were awesome at helping me out of a tight situation (and with bad credit file) ! they were friendly and quick to respond. i would highly recommend them
23 January 2024
Jason was professional, organised and very helpful in regards to the loan for camper van. I am very grateful to have spoken to someone who managed the process so easily, flexibly and was able to provide solutions. Thank you
Emily Dimitriou
Emily Dimitriou
10 December 2023
Jason has been absolutely wonderful to deal with and we couldnt be happier with his service. Top notch 😊
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