Personal Loans from $5,000 to $70,000

A personal loan is a fast and simple way to obtain funds that can be used for a wide range of purposes. They are a great way to achieve your dreams and manage life's unexpected challenges. Personal loans from AAA Finance range from $5,000 to $70,000. Find out how you can use a personal loan to either improve your financial situation or achieve your goals.

What can Personal Loans be used for?

A personal loan is a versatile financial tool that can help individuals achieve a variety of goals.

1. Debt Consolidation

One of the most common reasons people opt for personal loans is debt consolidation. If you have multiple high-interest debts, such as credit card balances or payday loans, a personal loan can be used to pay them off. By consolidating your debts into a single, lower-interest personal loan, you can simplify your finances and potentially reduce the total interest you'll pay over time.

2. Home Improvements

Home improvement projects can enhance the value and comfort of your home. Personal loans provide a way to fund these projects, whether you're renovating your kitchen, adding an extra bedroom, or upgrading your outdoor space with a swimming pool. These improvements can increase the resale value of your property or simply make your home a more enjoyable place to live.

3. Education and Training

Investing in your education or career development is another smart use of a personal loan. Whether you're pursuing a degree, attending a workshop, or acquiring a professional certification, the funds from a personal loan can cover tuition and related expenses. This investment can lead to better job opportunities and increased earning potential.

4. Wedding Expenses

Weddings can be expensive affairs, and many couples turn to personal loans to finance their special day. Whether it's covering venue costs, catering, or a honeymoon, a personal loan can ensure you have the wedding of your dreams without emptying your savings.

5. Medical Expenses

Unforeseen medical expenses can place a significant financial burden on individuals and families. Personal loans can help cover these costs, whether it's for a major surgery, dental work, cosmetic procedures or other medical bills. Using a personal loan can provide peace of mind during a difficult time without draining your savings or relying heavily on high-interest credit cards.

6. Dream Holiday

Travel is a source of joy and enrichment for many people. Personal loans can help you take that dream vacation or explore new destinations. Whether you want to go on a luxurious cruise, backpack through Europe, or simply take a break from your routine, a personal loan can provide the necessary funds.

7. Starting a Small Business

Entrepreneurs and small business owners often turn to personal loans to kickstart their business ventures. This option can be especially attractive if you're starting a small business and need capital quickly. However, it's important to be cautious and consider the risks associated with using personal loans for business purposes.

8. Emergency Expenses

Life is unpredictable, and emergencies can arise at any time. Personal loans can serve as a financial safety net, helping you cover unexpected expenses such as car repairs, urgent home repairs, or medical emergencies when your savings fall short.


How much can I borrow?

Personal loans can range from $5,000 to $70,000.

AAA Finance has access to a broad range of lenders meaning we can secure you the lowest interest rate possible.

If you are considering a personal loan for a car, motorbike or caravan a consumer loan may be a more cost effective solution. Our finance experts will determine the best finance solution to suit your individual circumstances.

Secured Personal Loans v's Unsecured Personal Loans

AAA Finance and Insurance offers both Secured Personal Loan and Unsecured Personal Loan options.

A secured personal loan is when an asset is used as security against the loan. This type of personal loan has a lower interest rate than an unsecured personal loan. This is due to there being less risk to the lender. If for some reason you cannot make the loan repayments then the lender has the option to sell the asset to recoup the money lent.

An unsecured loan does not hold any asset as security against the loan.

How to apply for Personal Loans

AAA Finance offers a quick and easy loan approval process.  An over-the-phone loan application takes 5 or so minutes. And most loans are approved within 24 hours!

Call to talk to one of our Experienced Finance Experts today on (07) 5493 1222.

Or enquire online now using our Quick Loan Enquiry Form and one of our finance team will contact you to discuss your personal loan requirements.

Personal Loans Calculator

Use our Personal Loan Calculator to estimate either your fortnightly or monthly repayments for your personal loan. You will need to know approximately how much finance you want. You will also need to provide an estimate of your interest rate. Your interest rate will depend on your previous credit history. Lastly you will need to input the term of the loan. Personal loan terms can vary from 1 to 7 years.

John Shanahan
John Shanahan
3 May 2023
We worked with Jason to arrange finance for our Austrack van. Jason's service, knowledge and understanding was fantastic. Great outcome and can't wait to get into our van! Thanks Jase.
Robbie Amhaz
Robbie Amhaz
10 March 2023
I Have been with AAA for many years now and they have always been my go too broker for personal loans. Peter & Jason always go the extra mile for me as a client and their rates & fees are competitive. We recently purchased a brand-new car and AAA got us the loan we wanted and at the right interest rate. Excellent service and industry knowledge. Thanks Again Robbie Amhaz
Paul Mansell
Paul Mansell
18 August 2022
These guys go above and beyond. I would recommend them to anyone.
Wayne Jones
Wayne Jones
27 July 2022
Warwick provided a very simple platform to execute our business with him,nothing was a issue and he was very prompt getting back to us or returning calls,highly recommend AAA Finance
11 July 2022
The team at AAA made the finance application process incredibly smooth and stress-free, handling all of the otherwise difficult paperwork with the lender and seller. We have used them multiple times now and have never been disappointed!
Lyndon D
Lyndon D
9 December 2021
We had Jaime as our broker and wow! She did such a great job. 10/10 customer service! Answered every question, gave us all the advice we needed. Can’t fault anything at all. Thank you Jaime !
Bianca Bloomfield
Bianca Bloomfield
9 November 2021
These guys were fantastic ! - Jaime was prompt, professional and kept me in the loop while the finance boxs were ticked in the background. This was all done very quickly and they were super competitive in the market, which was awesome, when there was additional requirements she was straight on the phone-Highly recommend !!
Larna Kerswell
Larna Kerswell
14 October 2021
Warwick at AAA Finance was so easy and great to deal with. He was patient and helpful with us every step of the way. We would recommend them to anyone looking around for finance. Thank you so mauch Warwick and AAA Finance.
Donna Joy
Donna Joy
23 September 2021
I was very happy with the excellent service given by Sam Sharpe. He was helpful, polite and easy to understand. Thanks Sam 😃
Call Now Button