Car Loans

AAA Finance and Insurance are the quick and easy car loans specialists.  We can have you behind the wheel of your new car in no time!  With over 95 years of combined experience we are the experts in car loans.  We have over 40 different lenders to select from, which means, we will get you the lowest interest rate possible.  We have a wide range of different car loan options to suit a diverse group of situations. Call today to drive away!


Car loan options

AAA Finance can offer you a variety of car finance options.  In addition, these can be individually customised to suit your requirements.

Wage earners

There are 2 consumer car loan options for those earning wages.

  1. Consumer Secured Car Loans
  2. Personal Car Loans

 Business owners

We also offer business car finance solutions for small to medium businesses and self employed ABN holders.

  1. Low doc car loans
  2. No doc car loans
  3. Chattel Mortgage Car Loans



Why use AAA Finance?

Quick and Easy Car Loans | AAA Finance

Competitive interest rates

At AAA Finance and Insurance we have access to a large range of lenders, over 40!  Our job is to select the lender that suits your individual circumstances.  As a result we can get you the most competitive, low cost interest rate available. Loan terms range from 1 to 7 years.  In addition, we can finance new and used cars whether you purchase it from a car dealership or private seller.


Pre-approved car loans

We highly recommend gaining a pre-approved car loan. This is because it provides you with more negotiating power when purchasing your next car.  It also allows you to shop with the knowledge that your money is pre-approved and therefore you can focus on locating your perfect car.


Quick and easy car loans

AAA Finance offers a quick and easy car loan approval process. Most car finance is approved within 24 hours.

We offer simple over the phone car loan applications that take 5 to 10 minutes.  Call one of our experienced and friendly car finance specialists today on (07) 5493 1222.

We can also email you the application form for you to complete in the comfort of your own home. Just simply email back the completed form along with any requested information.


Car loan calculator

Try our easy to use Car Loan Calculator.  It calculates a fortnightly or monthly repayment amount. All you have to do is input an estimate of  interest rate, term in years and car finance dollar amount.  Your interest rate is determined by your profile and previous credit history.


Car insurance

AAA Finance also offers a range of car insurance options that will protect your new car purchase. They include comprehensive car insurance,  extended car warranties and tyre & rim insurance. Other insurance products are available protect your loan, such as, car loan protection insurance and gap insurance.

Useful link

Department of transport and mains roads has information on registering your new vehicle purchase as well as tips on buying a used vehicle.


* Your actual interest rate will be based on a number of factors, including the type and age of the asset you are seeking to purchase; the information you provide during your application and the term of the loan. This rate may be different from our lowest advertised rates. The Comparison Rate is calculated on a Secured Loan of $50,000 fixed for a term of 5 years, effective 15/06/2021 and subject to change. The Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

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