End of Financial Year is a golden window for buying a car—whether for business or personal use. But the smartest buyers don’t just shop for the best vehicle deals. They line up their finance first with EOFY Car Pre-Approved Finance.
Pre-Approved Finance + EOFY Car Sales = Smart Buying
Pre-approved finance gives you the upper hand, especially during EOFY sales when stock moves fast and competition is fierce. Here’s how combining pre-approved finance with EOFY deals can save you time, money, and stress.
Why Get EOFY Car Pre-Approved Finance?
A car loan pre-approval means the lender has conditionally approved your car loan. This gives you a clear budget and peace of mind. You can:
- Know exactly your budget and how much you can spend.
- Negotiate with confidence at dealerships or privately.
- Avoid delays or missing out on the prefect car.
- Have your broker process your loan faster as soon as you find the right car and are ready to buy.
At AAA Finance, we take the stress out of applying by matching you with a lender that suits your needs—whether it’s for a brand-new work Ute or a family SUV.
EOFY = Big Discounts, Limited Time
Dealerships aim to hit targets and clear stock before June 30. That means:
- Drive-away prices on new models.
- Bonus extras like extended warranties or free servicing.
- Run-out sales on last year’s models.
But here’s the catch—vehicles sell quickly, and without finance locked in, you could miss out. That’s where pre-approval makes all the difference.
How Pre-Approval Helped Our Clients
- Jess & Mark were shopping for a dual-cab Ute for their landscaping business. With pre-approval, they snapped up an EOFY deal with a low doc car loan at a very competitive interest rate.
- Tyson, a sole trader, used his pre-approved Low Doc loan to negotiate a better price on a 2023 work van. He impressed the dealer by being ready to buy on the spot.
These clients didn’t waste time on paperwork or lender delays. They secured the vehicle they wanted, fast—and with tax benefits to boot.
Act Now Before the EOFY Rush
We’re already seeing longer turnaround times as EOFY approaches. If you’re even thinking about buying, get your pre-approval in early to stay ahead of the crowd.
EOFY deals wait for no one—finance first, then shop smart!
