Boat Finance | Personal Boat Loan

Looking to purchase a boat to explore our wonderful waterways? AAA Finance and Insurance can get you the most competitive boat finance deal.

What is a Personal Boat Loan?

A Personal Boat Loan is also know as an Unsecured Personal Boat Loan. It is a simple loan contract between the lender and you.

Some lenders have restrictions on the age of boat that they will finance. A personal boat loan may be the only option available to purchase older boats and motor vessels.

Personal Boat Loan Terms

The term is set from the beginning of the boat loan.
Interest rates are usually fixed.
Terms of up to 7 years are available.
Flexibility of being able to repay the boat loan early.

Apply for a Personal Boat Loan

Call our AAA Marine Finance Specialists today to get on the water tomorrow! Phone (07) 5493 1222 for a quick 5 minute over-the-phone application. Or make a Quick Loan Enquiry. One of our friendly and experienced finance specialist will contact you.

CALL NOW

GET PRE-APPROVED NOW

Or apply for a Pre-approved Boat Loan. Having a pre-approved boat loan allows you to shop with the knowledge that your loan is approved. It also allows to you know your budget and to have more negotiating power when finding the boat for you.

At AAA Finance and Insurance we pride ourselves on quick and easy finance and insurance solutions. We will get you a quick approval - usually within 24 hours!

Boat Insurance

Insurance is essential to protect your newly purchased boat asset. We offer a range of boat insurance products to protect your new boat AND your boat finance. If your boat is written off Gap Insurance will cover the difference between what your insurance will cover and your boat loan pay out. Loan Protection Insurance protects your loan and your credit rating against the unexpected.
Boat Finance | Personal Boat Loan

Boat Loan Calculator

Estimate your monthly repayments using our boat loan calculator. Knowing what your repayments will be allows you to budget for your new purchase. Our Calculator is easy to use. Simply input your boat finance amount, term of loan and an approximate interest rate. The interest rate is determined by your individual profile and your credit rating.

BOAT LOAN CALCULATOR

Useful link | Maritime Safety Boat Licensing

Click on the link to access The Maritime Safety Queensland Website for boat licensing information.

John Shanahan

3 May 2023

We worked with Jason to arrange finance for our Austrack van. Jason's service, knowledge and understanding was fantastic. Great outcome and can't wait to get into our van! Thanks Jase.

Robbie Amhaz

10 March 2023

I Have been with AAA for many years now and they have always been my go too broker for personal loans. Peter & Jason always go the extra mile for me as a client and their rates & fees are competitive. We recently purchased a brand-new car and AAA got us the loan we wanted and at the right interest rate. Excellent service and industry knowledge. Thanks Again Robbie Amhaz

Paul Mansell

18 August 2022

These guys go above and beyond. I would recommend them to anyone.

Wayne Jones

27 July 2022

Warwick provided a very simple platform to execute our business with him,nothing was a issue and he was very prompt getting back to us or returning calls,highly recommend AAA Finance

Corey

11 July 2022

The team at AAA made the finance application process incredibly smooth and stress-free, handling all of the otherwise difficult paperwork with the lender and seller. We have used them multiple times now and have never been disappointed!

Lyndon D

9 December 2021

We had Jaime as our broker and wow! She did such a great job. 10/10 customer service! Answered every question, gave us all the advice we needed. Can’t fault anything at all. Thank you Jaime !

Bianca Bloomfield

9 November 2021

These guys were fantastic ! - Jaime was prompt, professional and kept me in the loop while the finance boxs were ticked in the background. This was all done very quickly and they were super competitive in the market, which was awesome, when there was additional requirements she was straight on the phone-Highly recommend !!

Larna Kerswell

14 October 2021

Warwick at AAA Finance was so easy and great to deal with. He was patient and helpful with us every step of the way. We would recommend them to anyone looking around for finance. Thank you so mauch Warwick and AAA Finance.

Donna Joy

23 September 2021

I was very happy with the excellent service given by Sam Sharpe. He was helpful, polite and easy to understand. Thanks Sam 😃