Boat Loans

Finance your new boat loan!

Australia is a boating paradise - an amazing coastline and rivers and lakes to explore. AAA Finance and Insurance has boat loans for recreational boat users in sunny Queensland to Northern Territory professional fishermen to keen sailors on the southern coast.

Make your boating dream a reality!  Whether you are buying a boat for the first time or upgrading your vessel. Don't sit idle - we have the perfect boat loan for you.

Boat loans for all types of water craft

  • What kind of boat do you want? AAA provides boat loans for yachts, motor cruisers, commercial vessels, ski boats, runabouts, tinnies and jet skis.
  • New or used? Whether you want the latest and greatest or the tried and tested, a AAA Finance boat loan is the right option for you.
  • Where to you want to buy from? Buy privately or from a boat dealer -  you have the option to buy from wherever you want.
  • What will you use it for - Business or pleasure? It doesn't matter if its for your day job or a weekend escape.

Boat Loan Options

AAA Finance and Insurance has a range of Boat Loan Options to suit you.

We offer both Secured Boat Loans and Personal Boat Loans for recreational use.  Chattel Mortgage boat finance is suitable for businesses and commercial boat use.  Pre-approved boat loans are also available.  This is a great way to ensure you have the funds before deciding on your boat purchase.

Low Interest Rates for boat loans

- we can keep you afloat on and off the water

We have access to a broad range of Finance Lenders ensuring that you get the most competitive boat finance available.  AAA Finance and Insurance will tailor your boat loan to ensure that you get a low cost interest rate and a flexible loan package to suit you.  Most loans are approved within 24 hours so you don't have to wait before you get out on the water.

Boat Insurance

AAA Finance and Insurance also offers a range of boat insurance solutions to protect both your boating asset and your boat finance. Insurance options include comprehensive boat insurance, gap or shortfall insurance and loan protection insurance.

Apply for a Boat Loan

Have you been dreaming of getting onto the water for a while now? It might be time to seriously consider boat financing options to make it a reality.

Call our AAA Marine Finance Specialists today on (07) 5493 1222 to get on the water tomorrow! Or fill in an online enquiry form and one of our team members will be in contact.

Apply for a pre-approved boat loan.  Having a pre-approved boat loan allows you to know your budget.  You can then focus on searching for the perfect boat within your budget.

Boat Loan Calculator

Use our boat loan calculator to estimate your fortnightly or monthly boat finance repayments.  This estimate will allow you to budget for your boat finance repayments.  the easy to use boat loan calculator uses your estimate of boat finance amount, loan term (in years) and interest rate.  Your interest rate will be determined by your personal profile and credit history.

Useful Link for some great tips when purchasing a new or used boat.  This site also has detailed boating destination reviews in and around your local area.

John Shanahan
John Shanahan
3 May 2023
We worked with Jason to arrange finance for our Austrack van. Jason's service, knowledge and understanding was fantastic. Great outcome and can't wait to get into our van! Thanks Jase.
Robbie Amhaz
Robbie Amhaz
10 March 2023
I Have been with AAA for many years now and they have always been my go too broker for personal loans. Peter & Jason always go the extra mile for me as a client and their rates & fees are competitive. We recently purchased a brand-new car and AAA got us the loan we wanted and at the right interest rate. Excellent service and industry knowledge. Thanks Again Robbie Amhaz
Paul Mansell
Paul Mansell
18 August 2022
These guys go above and beyond. I would recommend them to anyone.
Wayne Jones
Wayne Jones
27 July 2022
Warwick provided a very simple platform to execute our business with him,nothing was a issue and he was very prompt getting back to us or returning calls,highly recommend AAA Finance
11 July 2022
The team at AAA made the finance application process incredibly smooth and stress-free, handling all of the otherwise difficult paperwork with the lender and seller. We have used them multiple times now and have never been disappointed!
Lyndon D
Lyndon D
9 December 2021
We had Jaime as our broker and wow! She did such a great job. 10/10 customer service! Answered every question, gave us all the advice we needed. Can’t fault anything at all. Thank you Jaime !
Bianca Bloomfield
Bianca Bloomfield
9 November 2021
These guys were fantastic ! - Jaime was prompt, professional and kept me in the loop while the finance boxs were ticked in the background. This was all done very quickly and they were super competitive in the market, which was awesome, when there was additional requirements she was straight on the phone-Highly recommend !!
Larna Kerswell
Larna Kerswell
14 October 2021
Warwick at AAA Finance was so easy and great to deal with. He was patient and helpful with us every step of the way. We would recommend them to anyone looking around for finance. Thank you so mauch Warwick and AAA Finance.
Donna Joy
Donna Joy
23 September 2021
I was very happy with the excellent service given by Sam Sharpe. He was helpful, polite and easy to understand. Thanks Sam 😃
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