Boat Loans

Finance your new boat loan!

Australia is a boating paradise - an amazing coastline and rivers and lakes to explore. AAA Finance and Insurance has boat loans for recreational boat users in sunny Queensland to Northern Territory professional fishermen to keen sailors on the southern coast.

Make your boating dream a reality!  Whether you are buying a boat for the first time or upgrading your vessel. Don't sit idle - we have the perfect boat loan for you.

Boat loans for all types of water craft

  • What kind of boat do you want? AAA provides boat loans for yachts, motor cruisers, commercial vessels, ski boats, runabouts, tinnies and jet skis.
  • New or used? Whether you want the latest and greatest or the tried and tested, a AAA Finance boat loan is the right option for you.
  • Where to you want to buy from? Buy privately or from a boat dealer -  you have the option to buy from wherever you want.
  • What will you use it for - Business or pleasure? It doesn't matter if its for your day job or a weekend escape.
Boat-Loans:How-to-finance-your-new-boat-loan

Boat Loan Options

AAA Finance and Insurance has a range of Boat Loan Options to suit you.

We offer both Secured Boat Loans and Personal Boat Loans for recreational use.  Chattel Mortgage boat finance is suitable for businesses and commercial boat use.  Pre-approved boat loans are also available.  This is a great way to ensure you have the funds before deciding on your boat purchase.

Low Interest Rates for boat loans

- we can keep you afloat on and off the water

We have access to a broad range of Finance Lenders ensuring that you get the most competitive boat finance available.  AAA Finance and Insurance will tailor your boat loan to ensure that you get a low cost interest rate and a flexible loan package to suit you.  Most loans are approved within 24 hours so you don't have to wait before you get out on the water.

Boat Insurance

AAA Finance and Insurance also offers a range of boat insurance solutions to protect both your boating asset and your boat finance. Insurance options include comprehensive boat insurance, gap or shortfall insurance and loan protection insurance.

Apply for a Boat Loan

Have you been dreaming of getting onto the water for a while now? It might be time to seriously consider boat financing options to make it a reality.

Call our AAA Marine Finance Specialists today on (07) 5493 1222 to get on the water tomorrow! Or fill in an online enquiry form and one of our team members will be in contact.

Apply for a pre-approved boat loan.  Having a pre-approved boat loan allows you to know your budget.  You can then focus on searching for the perfect boat within your budget.

Boat Loan Calculator

Use our boat loan calculator to estimate your fortnightly or monthly boat finance repayments.  This estimate will allow you to budget for your boat finance repayments.  the easy to use boat loan calculator uses your estimate of boat finance amount, loan term (in years) and interest rate.  Your interest rate will be determined by your personal profile and credit history.

Useful Link

Myboatinglife.com.au for some great tips when purchasing a new or used boat.  This site also has detailed boating destination reviews in and around your local area.

 
Jemma Pudwell
Jemma Pudwell
15 February 2024
We have used Jase from AAA Finance twice in the last 12 months, and he has been great to deal with. Communication was great, he was very proactive especially if anything may come up and were very quick in getting it all sorted in the best possible way to suite our situation. Highly recommend and will use Jase again in the future.
Ryan Smith
Ryan Smith
14 February 2024
Just finished my process with Ray from AAA finance. The man is unbelievably genuine and taught me so much throughout the process. This wasn't just about securing my finance and Ray showed that through immaculate service. Ray has educated me and shed light onto future projects only confirming where I'll be taking my business in the future. Absolutely phenomenal and wouldn't even consider using anyone else. Thanks again Ray!
Wayne Roby
Wayne Roby
29 January 2024
AAA were awesome at helping me out of a tight situation (and with bad credit file) ! they were friendly and quick to respond. i would highly recommend them
Ree PAPMS
Ree PAPMS
23 January 2024
Jason was professional, organised and very helpful in regards to the loan for camper van. I am very grateful to have spoken to someone who managed the process so easily, flexibly and was able to provide solutions. Thank you
Emily Dimitriou
Emily Dimitriou
10 December 2023
Jason has been absolutely wonderful to deal with and we couldnt be happier with his service. Top notch 😊
Katherine Menadue
Katherine Menadue
15 November 2023
I have just secured a loan through AAA Finance and Insurance to invest in an emerging business O2 for life. The whole process was simple and quick. Ray Wilson was excellent, available at all times to help with any queries. I would strongly recommend Ray and his business for any finance requirements.
Breanna Carr
Breanna Carr
26 October 2023
They are so easy to talk to, answered every question I asked no matter what question it was and they were just great.
Christopher Dyke
Christopher Dyke
17 October 2023
Getting finance is a big step to take and can be a bit daunting. AAA Finance makes the process so easy, which is the reason why I am a repeat client having now purchased multiple vehicles through using their service. You get genuine service from an honest team and assured you are looked after. Give them a go once, it’s all you’ll need!! Thanks AAA Finance!!
Marissa Carr
Marissa Carr
12 October 2023
Ray has been absolutely amazing. Thank you
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