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Secured Personal Loans

A Secured Personal Loan is where the borrower provides some form of collateral, which is used as security for the debt.  This type of personal loan will have a lower interest rate than an unsecured personal loan.

What can be used as security?

There are different items that can be used as security.  The most common being motor vehicles, caravans and even a motorbike or boat.

If you are considering purchasing a vehicle using a secured personal loan then a consumer vehicle loan may be a more cost effective solution.  Call our experienced finance experts to discuss your individual circumstances.

What can you use a Secured Personal Loan for?

A secured personal loan can be used for a variety of purposes including:

  • Home renovations
  • Education and school expenses
  • Dream holiday
  • Medical expenses including cosmetic surgery
  • White goods and furniture.
  • Car repairs.
  • Wedding expenses.
  • Debt consolidation.

Secured Personal Loan Terms

  • Competitive low cost interest rates
  • Interest rates are fixed for the term of the loan
  • Option to payout most personal loans at any time
  • Terms of up to 7 years
  • Your can borrow from $4000 to $30 000
  • You need to provide some type of security or asset against the loan.

Secured Personal Loan | home improvements

Apply for a Secured Personal Loan

Call (07) 5493 1222 or make a Quick Online Loan Enquiry today to discuss your secured personal loan.  One of our friendly Finance Experts will be able to evaluate your individual circumstances. We will get you the best low cost secured personal loan available.

Personal Loan Calculator

Our Personal Loan Calculator is very easy to use.  The calculator estimates your monthly repayments.  The calculation is based on the loan amount, loan duration and interest rate. Loan terms can vary from 1 to 7 years.  And the interest rate depends on your profile and previous credit history.