Boat Finance | Personal Boat Loan

Looking to purchase a boat to explore our wonderful waterways? AAA Finance and Insurance can get you the most competitive boat finance deal.

What is a Personal Boat Loan?

A Personal Boat Loan is also know as an Unsecured Personal Boat Loan. It is a simple loan contract between the lender and you.

Some lenders have restrictions on the age of boat that they will finance. A personal boat loan may be the only option available to purchase older boats and motor vessels.

Personal Boat Loan Terms

The term is set from the beginning of the boat loan.
Interest rates are usually fixed.
Terms of up to 7 years are available.
Flexibility of being able to repay the boat loan early.

Apply for a Personal Boat Loan

Call our AAA Marine Finance Specialists today to get on the water tomorrow! Phone (07) 5493 1222 for a quick 5 minute over-the-phone application. Or make a Quick Loan Enquiry. One of our friendly and experienced finance specialist will contact you.

CALL NOW

GET PRE-APPROVED NOW

Or apply for a Pre-approved Boat Loan. Having a pre-approved boat loan allows you to shop with the knowledge that your loan is approved. It also allows to you know your budget and to have more negotiating power when finding the boat for you.

At AAA Finance and Insurance we pride ourselves on quick and easy finance and insurance solutions. We will get you a quick approval - usually within 24 hours!

Boat Insurance

Insurance is essential to protect your newly purchased boat asset. We offer a range of boat insurance products to protect your new boat AND your boat finance. If your boat is written off Gap Insurance will cover the difference between what your insurance will cover and your boat loan pay out. Loan Protection Insurance protects your loan and your credit rating against the unexpected.
Boat Finance | Personal Boat Loan

Boat Loan Calculator

Estimate your monthly repayments using our boat loan calculator. Knowing what your repayments will be allows you to budget for your new purchase. Our Calculator is easy to use. Simply input your boat finance amount, term of loan and an approximate interest rate. The interest rate is determined by your individual profile and your credit rating.

BOAT LOAN CALCULATOR

Useful link | Maritime Safety Boat Licensing

Click on the link to access The Maritime Safety Queensland Website for boat licensing information.

Jemma Pudwell

15 February 2024

We have used Jase from AAA Finance twice in the last 12 months, and he has been great to deal with. Communication was great, he was very proactive especially if anything may come up and were very quick in getting it all sorted in the best possible way to suite our situation. Highly recommend and will use Jase again in the future.

Ryan Smith

14 February 2024

Just finished my process with Ray from AAA finance. The man is unbelievably genuine and taught me so much throughout the process. This wasn't just about securing my finance and Ray showed that through immaculate service. Ray has educated me and shed light onto future projects only confirming where I'll be taking my business in the future. Absolutely phenomenal and wouldn't even consider using anyone else. Thanks again Ray!

Wayne Roby

29 January 2024

AAA were awesome at helping me out of a tight situation (and with bad credit file) ! they were friendly and quick to respond. i would highly recommend them

Ree PAPMS

23 January 2024

Jason was professional, organised and very helpful in regards to the loan for camper van. I am very grateful to have spoken to someone who managed the process so easily, flexibly and was able to provide solutions. Thank you

Emily Dimitriou

10 December 2023

Jason has been absolutely wonderful to deal with and we couldnt be happier with his service. Top notch 😊

Katherine Menadue

15 November 2023

I have just secured a loan through AAA Finance and Insurance to invest in an emerging business O2 for life. The whole process was simple and quick. Ray Wilson was excellent, available at all times to help with any queries. I would strongly recommend Ray and his business for any finance requirements.

Breanna Carr

26 October 2023

They are so easy to talk to, answered every question I asked no matter what question it was and they were just great.

Christopher Dyke

17 October 2023

Getting finance is a big step to take and can be a bit daunting. AAA Finance makes the process so easy, which is the reason why I am a repeat client having now purchased multiple vehicles through using their service. You get genuine service from an honest team and assured you are looked after. Give them a go once, it’s all you’ll need!! Thanks AAA Finance!!

Marissa Carr

12 October 2023

Ray has been absolutely amazing. Thank you